As we closed out 2025, the Garrett County and Deep Creek Lake real estate market wrapped up the year on a steady and encouraging note. December’s numbers reflect a market that remains active, balanced, and full of opportunity for both buyers and sellers as we head into 2026.
A Year-End Snapshot: Steady Sales and Solid Prices
December saw 43 closed sales, just slightly behind last year’s total, with more than $30.5 million in closed volume countywide. While seasonal slowdowns are typical this time of year, pricing remained strong.
Key highlights include:
- Average sold price: $670,639
- Median sold price: $405,000
- Units sold: 43
Inventory Tightens as We Head Into 2026
Inventory levels continued to trend lower in December, which is a positive signal heading into the new year. Active listings dipped to 174 homes, down nearly 3% compared to last December, while new listings dropped significantly, reflecting typical winter seasonality.
Even with fewer new listings entering the market, buyer activity remained consistent:
- New pending sales: 25
- All pending sales: 33
This balance between limited inventory and ongoing buyer interest helps support pricing stability and creates favorable conditions for sellers entering the market in early 2026.
Days on Market: A Thoughtful Pace
The average days on market rose to 121 days, which reflects a more deliberate buying process rather than a slowdown in demand.
A closer look shows that many homes still sold quickly, with several going under contract in the first 30 days, while others took longer due to pricing, condition, or niche appeal. This reinforces an important takeaway: strategy and presentation matter more than ever.
Financing Trends Remain Healthy
Buyer confidence remained strong at year-end, supported by a healthy mix of financing types:
- Conventional loans: 27
- Cash purchases: 15
- FHA loans: 1
This blend reflects a market that continues to attract both full-time residents and second-home or investment buyers.
What This Means for Sellers
For sellers, December’s data sends a clear and positive message:
- Homes continue to perform well and command strong pricing.
- Lower inventory creates opportunity for well-positioned listings.
- Buyers are active, but they are value-driven and selective.
Homes that are priced correctly from day one, professionally marketed, and positioned with a clear strategy are still selling even in a traditionally slower month.
What This Means for Buyers
Buyers heading into early 2026 can take advantage of:
- Less competition than peak spring and summer months
- Opportunities to negotiate thoughtfully, especially on homes that have been on the market longer
- Continued long-term value in Garrett County real estate
With inventory tighter and demand steady, working with a knowledgeable local agent is key to identifying the right opportunities as they arise.
Looking Ahead
December 2025 wrapped up a year marked by normalization, stability, and sustained interest in Garrett County and Deep Creek Lake real estate. As we move into 2026, the market continues to reward preparation, smart pricing, and local expertise.
If you’re considering buying or selling in the coming months, now is a great time to start the conversation. The Taylor-Made Deep Creek Sales team is here to help you navigate the market with confidence and clarity.